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Pet Health Insurance for Small Animals

Most people are aware of health insurance for dogs and cats but what if you have another type of animal as a pet?

Most people are aware of health insurance for dogs and cats but what if you have another type of animal as a pet?  There are many other types of pets that can be insured.

Vets consider most small pets, including animals such as rabbits and guinea pigs as exotic; birds, reptiles, small animals all come under this umbrella but while it can be a little more difficult to find a suitable policy for a rare snake for example, health insurance policies for small mammals is quite common with lots of insurance companies offering cover.

Most people consider insuring their pet to avoid unexpected veterinary bills in the event of an accident or illness that requires extensive treatment. However most pet health insurance policies include cover for other events that you may not have thought about such as compensation if your pet dies as a result of an accident or illness, advertising and reward costs if your pet is lost or stolen, or boarding fees or holiday cancellation compensation if your pet suddenly becomes ill just before or during a holiday.

Like most insurance policies you will have to pay an excess each time you claim for a different condition; the cost of this can vary depending on the policy you have so this is worth checking when comparing quotes.

The cost of insuring most common small animals, such as a rabbit, is only a few dollars per month, whilst the cost of treatment for serious illness could be in excess of $1000.

You need to evaluate the risk of high veterinary fees against the insurance premiums, and if you feel you would be more at ease with an insurance policy, look for the one that suits you.

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